Specialized Association Financing
Financing stronger communities.
Association Lending Solutions helps HOAs, condominium associations, and co-ops access financing for major repairs, capital improvements, infrastructure projects, and unexpected needs.
Associated Lending Solutions isn't a bank. We're your association financing partner.
Tailored to Associations
Lending Partner Network
Built for Associations
Financing designed around your community.
Community associations have financial needs that traditional lending doesn't always fit. ALS specializes in association financing, helping boards navigate their options and access funding for the projects their communities need.
Single-Family & Townhome
HOAs
Financing for community improvements, infrastructure, repairs, and major projects.
Road and paving replacement
Amenities, fencing and gates
Retention ponds and storm drainage
Multi-Unit Residential
Condominium Associations
Funding options for building systems, exterior improvements, common areas, and other capital needs.
Roofing, envelopes and facades
Elevators and HVAC modernization
Structural integrity and balconies
Housing Cooperatives
Co-ops
Financing solutions to support property improvements and long-term capital plans.
Underlying mortgage integration
Energy efficiency and boiler upgrades
Historic preservation and lobbies
What We Help Finance
Fund what your community needs next.
From planned improvements to unexpected repairs, we help associations access financing for a wide range of community needs.
Improve
Capital Improvements
Major renovations and improvements that protect and enhance your property.
Restore
Repairs & Replacements
Roofing, building systems, structural work, paving, and other essential replacements.
Build
Infrastructure
Roads, drainage, utilities, elevators, energy systems, and shared amenities.
Respond
Unexpected Needs
Flexible solutions when urgent needs arise or reserves are not enough.
Not a bank. We're your association financing partner.
We help boards understand the landscape, compare lending options, and move forward with clarity.
A Different Approach to Association Financing
Specialized expertise. More financing options.
We're a financing partner focused on the unique needs of community associations. By working with lending partners, we help your board explore financing options and find a solution that fits your project, budget, and long-term needs.
Association Focused
Specialized knowledge of the financing needs of HOAs, condominium associations, and co-ops.
Access to Lending Options
Explore financing through lending partners rather than being limited to the products of a single bank.
Straightforward Guidance
Clear information and knowledgeable support from application through financing.
Built for Long-Term Stewardship
Protect the place your community calls home.
Capital projects can affect every homeowner and resident. We help association leaders approach financing with the care, clarity, and long-term perspective those decisions deserve.
For HOAs, condominium associations, co-ops, property managers, and board counsel.
Ready When Your Board Is
Let's move your community forward.
Tell us about your association and the project ahead. We'll help you understand what financing options may be available.
Financing is provided through third-party lending partners and is subject to approval, underwriting requirements, and applicable terms.